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A withdrawal fee that never ended: recovering £61,500

CASE FILE · CFH-CS-02
Vector: CFD withdrawal-feeInstrument: ETH, cardLoss: £61,500Location: Leeds, UKTimeline: 3 monthsRecovered: 41%

Reported operator: Xirom Investments ↗

How it began

It looked like an ordinary CFD broker. I deposited in stages as my “account manager” encouraged bigger positions and showed me growing balances.

The trap

Every withdrawal request triggered a new charge — tax, insurance, an account-upgrade fee. I paid several before I realised the balance was never going to be released.

I kept paying fees to free money that was never really there.

What we did

  1. We separated your card payments from your crypto transfers and treated each on its best route.
  2. We built chargeback files for the card deposits within the dispute window.
  3. We traced the crypto deposits to an exchange off-ramp and filed a freeze request.
  4. We coordinated your complaint to the financial ombudsman.
41%

recovered, largely through card chargebacks we helped document.

Red flags we saw

  • New fees appearing at every withdrawal attempt
  • Pressure to increase position size
  • No verifiable regulatory licence

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